How fgts would become an efficient defined contribution retirement plan investing in selfies. A solution focused on future real income
Palavras-chave:
FGTS, New Brazilian Government Bond (NBGB), Brazilian LawsResumo
This article proposes changes in the General Fund for Length of Service (FGTS) rules  based on Relative Asset Pricing Model (RAPM) theory, having a New Brazilian Government Bond (NBGB), based on SeLFIES (Standard of Living Indexed, Forward-starting, Income-only Securities), as its main asset.  This proposal results from an inductive research of Brazilian Laws ruled mandatory investments of Defined Contribution (DC) plans in the past.